Disclaimer : Armada Underwriting Pty Ltd (Armada) distributes and promotes insurance solutions as agent for Professional Risk Underwriting Pty Ltd (ProRisk). ProRisk issues insurance products on behalf of Certain Underwriters at Lloyd's of London, Swiss Re Corporate Solutions and Virginia Surety (a wholly owned subsidiary of Assurant Inc.) as their agent. The information on this website is general advice only and has been prepared without considering your objectives, financial situation or needs. If you are an individual without a broker or authorised representative, we recommend speaking with a licensed insurance broker to help determine whether this product is appropriate for your needs. Any advice we provide will not take into account your objectives, financial situation or needs. Product information is subject to the terms, conditions, eligibility criteria, limitations, exclusions, and any applicable additional premiums. You should read the PDS, Policy Wording or Target Market Determinations (if applicable) and consider it before making any decision about whether to acquire a financial product from Armada or ProRisk. https://www.armadaunderwriting.com.au/documents/